Business Credit Cards

Credit Cards with No Annual Fees and Rewards in 2021

One of the most common fees associated with credit cards is the annual fee. This fee is charged to cardholders by the issuer every year for the privilege of using the card. While some credit cards offer benefits that may justify the annual fee, many consumers are looking for credit cards with no annual fees and rewards. In this article, we will explore some of the best credit cards with no annual fees and rewards in 2021.

Chase Freedom Unlimited

The Chase Freedom Unlimited is a great credit card for those looking for rewards without an annual fee. Cardholders earn 1.5% cash back on every purchase, with no limits or restrictions. New cardholders can also earn a $200 bonus after spending $500 in the first three months. Additionally, cardholders can earn 5% cash back on travel purchased through Chase, 3% on dining and drugstore purchases, and 1.5% on all other purchases. The card also comes with a 0% introductory APR for the first 15 months on purchases and balance transfers.

Citi Double Cash Card

The Citi Double Cash Card is another great option for those looking for no annual fee credit cards with rewards. Cardholders earn 2% cash back on all purchases, with 1% earned when the purchase is made and another 1% earned when the purchase is paid off. There are no limits on the amount of cash back that can be earned and no rotating categories to keep track of. Additionally, the card comes with a 0% introductory APR for the first 18 months on balance transfers.

Discover it Cash Back

The Discover it Cash Back card is a great option for those looking for no annual fee credit cards with rotating rewards categories. Cardholders earn 5% cash back on up to $1,500 in purchases in rotating categories each quarter, after activation. All other purchases earn 1% cash back. Additionally, new cardholders can earn a dollar-for-dollar match of all the cash back they’ve earned at the end of their first year. The card also comes with a 0% introductory APR for the first 14 months on purchases and balance transfers.

Capital One SavorOne Cash Rewards Credit Card

The Capital One SavorOne Cash Rewards Credit Card is a great option for those looking for no annual fee credit cards with rewards for dining and entertainment. Cardholders earn 3% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases. Additionally, new cardholders can earn a $200 cash bonus after spending $500 in the first three months. The card also comes with a 0% introductory APR for the first 15 months on purchases and balance transfers.

Conclusion

There are many credit cards available with no annual fees and rewards in 2021. The Chase Freedom Unlimited, Citi Double Cash Card, Discover it Cash Back, and Capital One SavorOne Cash Rewards Credit Card are just a few of the options available. When choosing a credit card, it’s important to consider your spending habits and the rewards offered to ensure you’re getting the most value. With the right card, you can earn rewards without paying an annual fee.