Business Credit Cards

Top 5 Business Credit Cards for EIN Holders - Low Interest Rates and Great Rewards

When it comes to running a business, having a credit card that is tailored specifically for business needs can be a game changer. Business credit cards come with several advantages, including low interest rates, high credit limits, and rewards programs. However, finding the right business credit card for your EIN (Employer Identification Number) can be a daunting task. In this article, we’ll discuss the top 5 business credit cards for EIN holders with low interest rates and great rewards.

1. Chase Ink Business Preferred

The Chase Ink Business Preferred is an excellent choice for business owners who want to earn rewards for their spending. The card offers a sign-up bonus of 100,000 points after spending $15,000 in the first three months. Cardholders earn 3 points per dollar spent on travel, shipping, advertising, and internet/cable/phone services. The card also comes with purchase protection and travel insurance.

2. American Express Blue Business Cash Card

The American Express Blue Business Cash Card is a great option for business owners who want to earn cash back on their purchases. The card offers 2% cash back on the first $50,000 in purchases each year and 1% cash back on all purchases after that. The card also comes with purchase protection and extended warranty coverage.

3. Capital One Spark Cash for Business

The Capital One Spark Cash for Business is a straightforward cash back card that offers unlimited 2% cash back on all purchases. The card also comes with a sign-up bonus of $500 after spending $4,500 in the first three months. The card has no foreign transaction fees and comes with purchase protection and extended warranty coverage.

4. U.S. Bank Business Cash Rewards World Elite Mastercard

The U.S. Bank Business Cash Rewards World Elite Mastercard is a great option for business owners who want to earn rewards on their purchases. The card offers 3% cash back on purchases made at gas stations, office supply stores, and cell phone providers. Cardholders also earn 1% cash back on all other purchases. The card has no annual fee and comes with a sign-up bonus of $500 after spending $4,500 in the first 150 days.

5. Bank of America Business Advantage Cash Rewards Mastercard

The Bank of America Business Advantage Cash Rewards Mastercard is a great option for small business owners who are looking for a card with no annual fee. The card offers 3% cash back on purchases made at gas stations and office supply stores. Cardholders also earn 2% cash back on purchases made at restaurants and 1% cash back on all other purchases. The card also comes with a sign-up bonus of $300 after spending $3,000 in the first 90 days.

Conclusion

Choosing the right business credit card for your EIN can be a difficult task. However, by considering factors such as interest rates, rewards programs, and sign-up bonuses, you can find a card that suits your business needs. The Chase Ink Business Preferred, American Express Blue Business Cash Card, Capital One Spark Cash for Business, U.S. Bank Business Cash Rewards World Elite Mastercard, and Bank of America Business Advantage Cash Rewards Mastercard are all excellent options to consider.