Divvy Business Credit Card Requirements

Divvy Business Credit Card Requirements

Learn about the requirements for obtaining a Divvy business credit card and how it can benefit your company. Find out if you meet the criteria for this convenient and efficient financial solution.

Rachel Nguyen
Rachel Nguyen
Web Developer and Technology Writer
Rachel is a software engineer who focuses on web development. She has experience building custom web applications for businesses of all sizes. Sarah is also a skilled writer and enjoys sharing her knowledge of web development with others.

What are the Divvy Business Credit Card Requirements?

Running a successful business requires careful financial management, and having a reliable credit card can be an essential tool in achieving that. Divvy is a popular choice for many businesses, offering a range of benefits and features tailored to meet their needs. However, before you can start enjoying the perks of a Divvy business credit card, you need to meet certain requirements. In this article, we will explore the Divvy business credit card requirements in detail.

1. Business Entity

Divvy business credit cards are exclusively available to registered businesses. Whether you have a sole proprietorship, partnership, limited liability company (LLC), or corporation, you are eligible to apply for a Divvy business credit card. However, individuals who are not associated with a registered business entity cannot apply for this credit card.

2. Business Bank Account

In order to apply for a Divvy business credit card, you must have a business bank account. This is because Divvy works by linking your credit card to your business bank account, allowing for seamless expense tracking and management. The business bank account must be in the same legal name as your registered business entity.

3. Minimum Credit Score

Like most credit card issuers, Divvy has certain credit score requirements that applicants must meet. While the specific minimum credit score is not disclosed publicly, it is generally recommended to have a credit score of at least 600 or higher. Having a good credit score demonstrates your ability to manage credit responsibly and increases your chances of being approved for a Divvy business credit card.

4. Financial History

When evaluating credit card applications, Divvy takes into consideration the financial history of your business. This includes factors such as your business's annual revenue, profitability, and overall financial stability. While there are no specific requirements in terms of revenue or profitability, having a strong financial history can positively impact your application.

To apply for a Divvy business credit card, you must be at least 18 years old. This is a standard requirement for most credit card applications and ensures that the applicant is legally able to enter into a binding agreement.


In conclusion, if you are a registered business entity with a business bank account, a minimum credit score of 600 or higher, a strong financial history, and are at least 18 years old, you meet the basic requirements for a Divvy business credit card. Remember to carefully review the terms and conditions of the credit card before applying to ensure it aligns with your business's needs. With a Divvy business credit card, you can enjoy convenient expense management, enhanced financial control, and various rewards and benefits.


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