Top Business Credit Cards for Small Business Owners

Top Business Credit Cards for Small Business Owners

Discover the best business credit cards that can help you manage expenses and earn rewards. Compare top options for small business owners.

19/05/2023
Rachel Nguyen
Rachel Nguyen
Web Developer and Technology Writer
Rachel is a software engineer who focuses on web development. She has experience building custom web applications for businesses of all sizes. Sarah is also a skilled writer and enjoys sharing her knowledge of web development with others.

The Best Business Credit Cards for Small Business Owners

Small business owners are always on the lookout for ways to save money and maximize their profits. One way to do this is by using a business credit card that offers rewards and benefits specifically tailored for small businesses. In this article, we will take a look at some of the best business credit cards for small business owners.

Chase Ink Business Preferred

The Chase Ink Business Preferred card is a popular choice among small business owners. It offers a sign-up bonus of 100,000 points after spending $15,000 in the first three months. This sign-up bonus alone is worth $1,250 when redeemed through Chase Ultimate Rewards. Additionally, the card offers 3X points on the first $150,000 spent in combined purchases in categories such as travel, shipping, advertising, and internet, cable and phone services. The card also comes with trip cancellation and interruption insurance, cell phone protection, and purchase protection.

Capital One Spark Cash for Business

The Capital One Spark Cash for Business is a great option for those who want a simple cashback rewards program. The card offers unlimited 2% cash back on all purchases, with no minimum spending requirements. The card also has a sign-up bonus of $500 after spending $4,500 in the first three months. There are no foreign transaction fees, and the card comes with free employee cards.

American Express Business Gold Card

The American Express Business Gold Card is a premium card that offers a lot of benefits for small business owners. The card offers 4X points on the two categories where your business spends the most each billing cycle, up to $150,000 in combined purchases per year. The categories include airfare, advertising, gas stations, shipping, restaurants, and more. The card also offers a sign-up bonus of 35,000 points after spending $5,000 in the first three months. Other benefits include purchase protection, extended warranty, and baggage insurance.

Bank of America Business Advantage Cash Rewards Mastercard

The Bank of America Business Advantage Cash Rewards Mastercard is a great option for those who want to earn cash back on their purchases. The card offers 3% cash back on purchases made in one of six categories: gas stations, office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, up to $50,000 a year. The card also offers 2% cash back on dining and 1% cash back on all other purchases. There is a sign-up bonus of $300 after spending $3,000 in the first 90 days. The card has no annual fee and comes with free employee cards.

Conclusion

Small business owners have a lot of credit card options to choose from, but it's important to find a card that best suits their needs. The Chase Ink Business Preferred, Capital One Spark Cash for Business, American Express Business Gold Card, and Bank of America Business Advantage Cash Rewards Mastercard are all great options that offer rewards and benefits tailored for small businesses. It's important to evaluate the rewards, benefits, fees, and interest rates of each card to determine which one is right for your business.

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