Top 3 Business Credit Cards for Startups with Low APR
Find the best business credit cards with low APR, perfect for startups. Get rewards and benefits while keeping your costs low. Compare and apply now!
Top 3 Business Credit Cards for Startups with Low APR
Starting a new business can be challenging, especially when it comes to managing finances. Finding a good credit card for your business is important, as it can help you manage cash flow and build credit. However, as a startup, you may not have a long credit history, which makes it difficult to get approved for a good credit card with low APR. In this article, we will discuss the top 3 business credit cards for startups with low APR.
1. Chase Ink Business Cash
The Chase Ink Business Cash card is a great option for startups looking for a low APR credit card. This card offers a 0% introductory APR for the first 12 months on purchases and balance transfers, which is a great way to save money on interest. After the introductory period, the APR is a variable rate of 14.74% - 20.74% based on your creditworthiness.
The Chase Ink Business Cash card also offers cash back rewards, which can help you save money on business expenses. You can earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. You can also earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. All other purchases earn 1% cash back.
2. American Express Blue Business Cash
The American Express Blue Business Cash card is another great option for startups. This card offers a 0% introductory APR for the first 12 months on purchases, which is a great way to save money on interest. After the introductory period, the APR is a variable rate of 13.24% - 19.24% based on your creditworthiness.
The American Express Blue Business Cash card also offers cash back rewards, which can help you save money on business expenses. You can earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
3. Capital One Spark Cash Select for Business
The Capital One Spark Cash Select for Business card is a great option for startups looking for a low APR credit card. This card offers a 0% introductory APR for the first 9 months on purchases, which is a great way to save money on interest. After the introductory period, the APR is a variable rate of 13.99% - 23.99% based on your creditworthiness.
The Capital One Spark Cash Select for Business card also offers cash back rewards, which can help you save money on business expenses. You can earn 1.5% cash back on all purchases, with no limit to the amount of cash back you can earn.
Conclusion
As a startup, finding a good credit card with low APR can be challenging. However, by choosing one of the above business credit cards, you can save money on interest and earn cash back rewards on your business expenses. Remember to always pay your bills on time and in full to avoid late fees and interest charges.
Yorumlar
Related Posts
Experience the ultimate convenience and rewards with Nova Platinum Credit Card. Explore the benefits for frequent travelers and make your journeys unforgettable.
Are credit cards with no annual fee worth it? Learn about the advantages and disadvantages of these types of credit cards and decide for yourself.
Learn how to manage your credit card usage with this step-by-step guide. Avoid debt and improve your credit score. Read more now!
Discover the advantages of utilizing a business credit card for your start-up. Learn how it can help with cash flow, expense tracking, and building credit.
Find the best credit cards for your business with the lowest interest rates. Discover the top 5 options available now and start saving money on interest fees.
Enjoy exclusive perks and rewards when you choose the Sally Beauty Credit Card for your payments. Find out how this card can enhance your shopping experience.