Top 3 Business Credit Cards for Startups with Low APR

Top 3 Business Credit Cards for Startups with Low APR

Find the best business credit cards with low APR, perfect for startups. Get rewards and benefits while keeping your costs low. Compare and apply now!

29/05/2023
Rachel Nguyen
Rachel Nguyen
Web Developer and Technology Writer
Rachel is a software engineer who focuses on web development. She has experience building custom web applications for businesses of all sizes. Sarah is also a skilled writer and enjoys sharing her knowledge of web development with others.

Top 3 Business Credit Cards for Startups with Low APR

Starting a new business can be challenging, especially when it comes to managing finances. Finding a good credit card for your business is important, as it can help you manage cash flow and build credit. However, as a startup, you may not have a long credit history, which makes it difficult to get approved for a good credit card with low APR. In this article, we will discuss the top 3 business credit cards for startups with low APR.

1. Chase Ink Business Cash

The Chase Ink Business Cash card is a great option for startups looking for a low APR credit card. This card offers a 0% introductory APR for the first 12 months on purchases and balance transfers, which is a great way to save money on interest. After the introductory period, the APR is a variable rate of 14.74% - 20.74% based on your creditworthiness.

The Chase Ink Business Cash card also offers cash back rewards, which can help you save money on business expenses. You can earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. You can also earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. All other purchases earn 1% cash back.

2. American Express Blue Business Cash

The American Express Blue Business Cash card is another great option for startups. This card offers a 0% introductory APR for the first 12 months on purchases, which is a great way to save money on interest. After the introductory period, the APR is a variable rate of 13.24% - 19.24% based on your creditworthiness.

The American Express Blue Business Cash card also offers cash back rewards, which can help you save money on business expenses. You can earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.

3. Capital One Spark Cash Select for Business

The Capital One Spark Cash Select for Business card is a great option for startups looking for a low APR credit card. This card offers a 0% introductory APR for the first 9 months on purchases, which is a great way to save money on interest. After the introductory period, the APR is a variable rate of 13.99% - 23.99% based on your creditworthiness.

The Capital One Spark Cash Select for Business card also offers cash back rewards, which can help you save money on business expenses. You can earn 1.5% cash back on all purchases, with no limit to the amount of cash back you can earn.

Conclusion

As a startup, finding a good credit card with low APR can be challenging. However, by choosing one of the above business credit cards, you can save money on interest and earn cash back rewards on your business expenses. Remember to always pay your bills on time and in full to avoid late fees and interest charges.

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